{"id":24853,"date":"2025-11-05T15:13:15","date_gmt":"2025-11-05T18:13:15","guid":{"rendered":"https:\/\/diariodocomercio.com.br\/mix\/?p=24853"},"modified":"2025-11-05T18:18:12","modified_gmt":"2025-11-05T21:18:12","slug":"programa-do-governo-promete-zerar-dividas-de-estudantes","status":"publish","type":"post","link":"https:\/\/diariodocomercio.com.br\/mix\/programa-do-governo-promete-zerar-dividas-de-estudantes\/","title":{"rendered":"Programa do governo promete ZERAR d\u00edvidas de estudantes"},"content":{"rendered":"\n<p>O governo federal anunciou um novo programa de renegocia\u00e7\u00e3o que promete aliviar \u2014 e at\u00e9 zerar \u2014 d\u00edvidas de estudantes com o&nbsp;<strong>Fundo de Financiamento Estudantil (Fies)<\/strong>. A medida, divulgada nesta ter\u00e7a-feira (4) pelo&nbsp;<strong>Minist\u00e9rio da Educa\u00e7\u00e3o (MEC)<\/strong>, permitir\u00e1 que&nbsp;<strong>mais de 160 mil benefici\u00e1rios<\/strong>&nbsp;regularizem pend\u00eancias de contratos firmados a partir de 2018, totalizando cerca de&nbsp;<strong>R$ 1,8 bilh\u00e3o em d\u00e9bitos<\/strong>.<\/p>\n\n\n\n<p>O prazo para aderir \u00e0 renegocia\u00e7\u00e3o vai at\u00e9&nbsp;<strong>31 de dezembro de 2026<\/strong>, e todo o processo ser\u00e1 feito de forma&nbsp;<strong>digital<\/strong>, pelo aplicativo&nbsp;<strong>Fies Caixa<\/strong>&nbsp;ou pelo&nbsp;<strong>site da Caixa Econ\u00f4mica Federal<\/strong>.<\/p>\n\n\n\n<p>Poder\u00e3o renegociar as d\u00edvidas os estudantes que:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>T\u00eam contratos do Fies assinados&nbsp;<strong>a partir de 2018<\/strong>;<\/li>\n\n\n\n<li>J\u00e1 conclu\u00edram o curso e est\u00e3o na&nbsp;<strong>fase de amortiza\u00e7\u00e3o<\/strong>&nbsp;(pagamento do financiamento);<\/li>\n\n\n\n<li>Est\u00e3o com&nbsp;<strong>atrasos superiores a 90 dias<\/strong>, contados a partir de 31 de julho de 2025.<\/li>\n<\/ul>\n\n\n<style>@media (min-width: 992px) {\n    .recomendadorV2Area1 {\n        width: 280px;\n    }\n    .recomendadorV2Area2 {\n        padding: 0px 20px;\n        width: calc(100% - 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A&nbsp;<strong>parcela m\u00ednima ser\u00e1 de R$ 200<\/strong>, exceto nos casos em que o saldo total seja inferior.<\/p>\n\n\n\n<p>O acordo ser\u00e1 formalizado por meio de um&nbsp;<strong>termo aditivo ao contrato original<\/strong>&nbsp;e n\u00e3o incluir\u00e1 valores de coparticipa\u00e7\u00e3o com as institui\u00e7\u00f5es de ensino, seguros prestamistas ou tarifas banc\u00e1rias \u2014 que dever\u00e3o ser negociados diretamente com as faculdades, conforme a&nbsp;<strong>Resolu\u00e7\u00e3o n\u00ba 64\/2025<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Objetivo \u00e9 facilitar a retomada do pagamento<\/strong><\/h2>\n\n\n\n<p>De acordo com o MEC, o novo modelo visa oferecer&nbsp;<strong>condi\u00e7\u00f5es mais justas e acess\u00edveis<\/strong>&nbsp;para que ex-estudantes possam retomar os pagamentos e evitar a inadimpl\u00eancia.<\/p>\n\n\n\n<p>Criado pela&nbsp;<strong>Lei n\u00ba 10.260\/2001<\/strong>, o&nbsp;<strong>Fies<\/strong>&nbsp;financia cursos de gradua\u00e7\u00e3o em institui\u00e7\u00f5es privadas de ensino superior avaliadas positivamente pelo&nbsp;<strong>Sistema Nacional de Avalia\u00e7\u00e3o da Educa\u00e7\u00e3o Superior (Sinaes)<\/strong>. Desde 2018, o programa passou a oferecer&nbsp;<strong>juros zero<\/strong>&nbsp;para os estudantes de menor renda e um modelo de financiamento ajustado \u00e0&nbsp;<strong>renda familiar<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>O governo federal anunciou um novo programa de renegocia\u00e7\u00e3o que promete aliviar \u2014 e at\u00e9 zerar \u2014 d\u00edvidas de estudantes com o&nbsp;Fundo de Financiamento Estudantil (Fies). A medida, divulgada nesta ter\u00e7a-feira (4) pelo&nbsp;Minist\u00e9rio da Educa\u00e7\u00e3o (MEC), permitir\u00e1 que&nbsp;mais de 160 mil benefici\u00e1rios&nbsp;regularizem pend\u00eancias de contratos firmados a partir de 2018, totalizando cerca de&nbsp;R$ 1,8 bilh\u00e3o [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":5475,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"jnews_social_meta":[],"jnews_override_counter":[],"jnews_post_split":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-24853","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-geral"],"_referencia":"","_links":{"self":[{"href":"https:\/\/diariodocomercio.com.br\/mix\/wp-json\/wp\/v2\/posts\/24853","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/diariodocomercio.com.br\/mix\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/diariodocomercio.com.br\/mix\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/diariodocomercio.com.br\/mix\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/diariodocomercio.com.br\/mix\/wp-json\/wp\/v2\/comments?post=24853"}],"version-history":[{"count":2,"href":"https:\/\/diariodocomercio.com.br\/mix\/wp-json\/wp\/v2\/posts\/24853\/revisions"}],"predecessor-version":[{"id":24906,"href":"https:\/\/diariodocomercio.com.br\/mix\/wp-json\/wp\/v2\/posts\/24853\/revisions\/24906"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/diariodocomercio.com.br\/mix\/wp-json\/wp\/v2\/media\/5475"}],"wp:attachment":[{"href":"https:\/\/diariodocomercio.com.br\/mix\/wp-json\/wp\/v2\/media?parent=24853"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/diariodocomercio.com.br\/mix\/wp-json\/wp\/v2\/categories?post=24853"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/diariodocomercio.com.br\/mix\/wp-json\/wp\/v2\/tags?post=24853"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}